The end of the year is fast approaching, which means your dental benefits will expire. Once these funds are gone, they can never be replaced (at least this is true for most standard plans).
In this blog, we explore:
- The “use it or lose it” deadline
- Smart ways to use any remaining coverage
- Information about our savings plan
- A two-step plan to get you started
Why the “Use It or Lose It” Deadline Is Non-Negotiable
If you’re wondering how most dental insurance plans work, the answers are both simple and complicated. For example, if you don’t use your benefits by the end of a calendar year, they expire. Expiration includes your premium (the yearly fee for your insurance contract) and your deductible (the maximum amount you must pay before receiving coverage).
It gets complicated when you try to sort out how much of your deductible remains and whether you’ve already reached your yearly coverage maximum.
Fortunately, you can call your insurance company to get these answers, or you can allow one of our helpful dental team members to assist you.
Smart Ways to Maximize Your Remaining 2025 Benefits
Rather than cutting into next year’s benefits and losing this year’s coverage, consider ways you can use the remaining dollars.
- Schedule a checkup and teeth cleaning. — Most plans cover two preventive visits a year, including x-rays. So, if you have visited us only once, you are due for another appointment.
- Consider minor repairs. — If you have a damaged filling or suspect a small cavity, treatment can often help exhaust your remaining benefits.
- Split up major dental treatments. — Some treatments, such as dental crowns, mean more than one visit, so you can start your restoration journey in 2025 to use your remaining benefits and complete work in 2026.
Don’t Forget Our Exclusive Dental Savings Plan!
Your dentist in Allentown, PA, offers an exclusive 12-month savings plan. So, if you’re part of this plan, see how many months remain before it expires or needs to be renewed.
You want to ensure you’ve received the preventive dental care covered under our savings plan! Click here to learn more:
A Simple Two-Step Plan to Maximize Your Remaining 2025 Dollars
The simple two-step plan to use your benefits now in Allentown, PA:
- Call to review your remaining dental benefits.
- Schedule an appointment immediately to take advantage of all remaining benefits.
It’s that simple!
You’re About to Lose Your Current Dental Benefit Dollars Forever. We Can Help!
For more information on how to use your dental benefits before the end of the year, or to schedule an appointment, call us today at (610) 797-8245 to get started.
